Effective Date: July 25, 2025

By using Jeff – AI Tax Coach (“the app”), you agree to these terms:

1. Use of the App
   • The app is for personal, non-commercial use only.
   • You must be at least 18 years old to use the app.
   • You are responsible for maintaining the security of your account.
2. Subscription Services
   • Premium features require a paid subscription.
   • Subscriptions automatically renew unless cancelled.
   • You can cancel anytime through your device settings.
3. Financial Information
   • The app may collect financial information for tax optimization.
   • We use industry-standard security to protect your data.
   • You are responsible for the accuracy of information provided.
4. AI and Data Processing
   • The app uses AI to provide tax and financial advice.
   • AI-generated content is for informational purposes only.
   • We are not responsible for financial decisions made based on AI advice.
5. Limitation of Liability
   • The app is provided “as is” without warranties.
   • We are not liable for any financial losses or damages.
   • Always consult with qualified professionals for tax advice.
6. Changes to Terms
   • We may update these terms at any time.
   • Continued use constitutes acceptance of changes.
7. Contact
   • For questions, contact joefitz@hey.com